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Golden Rule United Healthcare Health Insurance Company Of Florida

Golden Rule United Healthcare Insurance Company of Florida is an insurance company owned in whole by United Healthcare. They underwrite claims for the parent company.  Michael Andrew and Mary Rooney founded as United Healthcare in Lawrenceville, IL, in 1940. By the time they relocated to the sunny south, Golden Rule United Healthcare Insurance Company of Florida, along with its other subsidiaries had 600 employees.

Now the Golden Rule United Healthcare Insurance Company of Florida is among many other subsidiaries, making United Healthcare Insurance Company a topFlorida health insurance company and in fact one of the top Healthcare organizations in the nation.

With one of the largest networks in the state, Golden Rule has a lot to offer. This article will help you decide if they are the right insurer for you!  

Golden Rule United Healthcare Insurance Company Of Florida And Other Subsidiary Accomplishments

Golden Rule United Healthcare Insurance Company of Florida and other states trail blazed their way through the ranks over the 60 years they have been in business.  Some of their accomplishments include:

  1. Red is for Monday campaign.
  2. Received A+ rating 1st time in 1985.
  3. Currently has A standard rating from Standard and Poor’s & A.M. Best.
  4. They have licensed Insurance Brokers to market their products and services successfully.
  5. Implemented Asset Care – retirement account for policy holder.
  6. Introduced Shared Risk – (Basic PlanSM).
  7. Curbed unexpected healthcare expenses.
  8. Instrumental in the passing of the HIPPA (Health Insurance Portability and Accountability Act) implemented by congress to assist entrepreneurs and small to medium sized business owners with tax savings.
  9. Purchased its first mainframe computer to speed up claims processing in 1981.
  10. Implemented the Health Savings Account Plan – for deductibles and other expense.

In 2000 when Standard and Poor’s issued Golden Rule United Healthcare Insurance Company of Florida and their other subsidiaries an A-, this rated them with excellent underwriting skills, a good financial profile, and good product innovation.

One of the goals they have set for themselves is to completely process a claim in 10 days.  Aside from a handful of extenuating circumstances, they seem to be meeting that expectation of themselves according to some of the feedback circulating on the internet.

Golden Rule United Healthcare Insurance Company Of Florida’s Products And Services 

Golden Rule United Healthcare Insurance Company of FL and other states offer a plethora of products and services to make their subscribers feel secure about obtaining premium healthcare at the lowest possible rates.

Savings-Based networks

• Wide range of network Doctors and Hospitals to choose from
• The option to use non-network providers if network providers 
are unavailable or unsuitable
They file your claim for you

Preferred Network – quality care at a discount

• Co-pay benefits
• Expense reductions
• Separate deductibles 

The Golden Rule United Healthcare Insurance Company of Florida plan offers up to 3 million in comprehensive inpatient and outpatient care in a lifetime.  They reimburse their subscribers up to 80% after the deductible is met.

• Doctor visit co-pays – $25 avg.
• Prescription drug co-pay – $15 for generic 
• Discount name brand prescriptions with higher co-pay
• $2500, $3500 & $5000 deductible plans under 100% plan 

Other FL Golden Rule United Healthcare Insurance Company Initiatives

Golden Rule United Healthcare Insurance Company of Florida also offers Life Insurance and Supplemental Accidental Death.

Their HSA or Health care Savings accounts intended for high deductibles and other health expenses that meet their pre-requisite is a successful addition to the company.

This concept also allows Golden Rule United Healthcare Insurance Company of Florida’s subscribers to participate in the 100% coverage plans which saves them tax dollars.  

Regulation Of Golden Rule United Healthcare Insurance Company Of Florida 

Golden Rule United Healthcare Insurance Company of Florida and other insurance companies in Florida are regulated by the Florida Department of Financial Services.  They make sure Golden Rule United Healthcare of Florida and its competitors comply with education and legal requirements.

Golden Rule United Healthcare of Florida does business as United Healthcare of Florida in Coral Gables with HMOs in Maitland and Orlando.  Golden Rule is a United Healthcare broker.

The Office of Insurance Regulation is currently litigating another major insurance company for illegal business practices.  They take their jobs of regulating the insurance industry very seriously.  United Healthcare of Florida has not had any disciplinary action taken against them.  Golden Rule of FL also has a satisfactory standing with the Better Business Bureau as well.

Florida Golden Rule United Healthcare Agents

A qualified Florida independent health insurance agent should be able to tell you the pros and cons of having a Florida Golden Rule United Healthcare policy.

That person should be able to detail your specific needs to the choice of options. If you have any questions regarding unusual circumstances, pre-existing conditions or anything else that concerns you when you are getting your online quote for Golden Rule insurance, contact a licensed Florida health insurance agent for the answer.

Golden Rule United Healthcare Insurance Company Of Florida: Other States Where UHC Offers Comparable Coverage

As a Golden Rule United Healthcare of Florida subscriber, you have a broad network of providers all over the country to choose from. Every client of Golden Rule has the very large nationwide United Healthcare network available to them.

Compare Florida Golden Rule Health Insurance Quotes Now!

You can get a FL Golden Rule health insurance quote in a matter of seconds.

Just use the quote tool located at the top of the page to compare personalized rate quotes from top insurance companies like Golden Rule United Healthcare, Aetna, BCBS of FL, Humana, and more!

Find Florida health insurance now!

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